This Week’s Monthly Financial Worksheet is part of a two-year project at Cash Management Inc. The purpose of this worksheet is to help you better manage your finances.
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After calculating the current income and expenses, set out the actual budget for the week. There should be a balance between your current income and expenses. When the budget is balanced, you have a foundation for handling financial setbacks.
For your first weekly budget, we recommend creating an Excel template to print for each week. Make sure you use a printer-friendly PDF. The money is easier to deal with if it is organized and comes in one place.
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Once you print each week’s worksheet, take the spreadsheet, take the money you need, and divide it by ten. You can use this as your rough idea of how much you should have for the coming week. Keep track of your receipts, and make note of any funds that you are going to spend outside of your budget.
Next, create an outline for the week, but set your goals lower than what you thought you could afford. Use a pencil and paper to write down where you are going to put your money. The next step is to write down your weekly spending.
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When you are done with the budget, save it to your computer so you will have it in case you have to cut any corners during the week. When you open the budget in the future, remember which days you used your funds.
Use the weekly budget worksheet as a guide, but remember to come up with your priorities. Your family should be taken into account when you have to make cuts in your budget. You may want to take the daycare savings out of your budget.
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Some individuals may find it helpful to read their budget weekly. They then see their schedule and realize where they are going wrong. This helps them learn from their mistakes.
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