Monthly Home Expenses Worksheet

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One of the best ways to keep track of your monthly home expenses is to create a Monthly Home Expenses Worksheet. This worksheet will help you see at a glance where all of your money is going and how much you are spending on almost everything in your home. Here is how to create a worksheet for your monthly expenses.

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To create your monthly expenses worksheet, sit down in front of a blank document. On one side of this blank document write down every single penny you spend on groceries, laundry, coffee, gas, entertainment, meals, and so on. On the other side of the blank document write down the same list but in addition write down what you spend on alcohol on any given day. This is important because it will break down exactly what you are spending your money on each day and what you can do to change those expenses. For example, if you choose to buy a drink each night then you will write down that on the expense worksheet. Now when you look at the expenses worksheet every month you will be able to see at a glance where your money is going and how much you have left over after making all of your necessary purchases.

It is very important that you work with a layout that is not too crowded. The reason that having less than a clutter-free layout is so important is because you want to be able to see at a glance exactly which category a certain item falls under. If you have too many categories then you tend to forget at least some of the items on the list. This will cause you to be more confused when it comes time to categorize the items on the list. Also, having less than a clutter-free layout will make the process of making a list easier since there will be fewer items listed in each category.

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Once you have your list in hand, it is time to start making your lists. Start with the expense category that you made your list in the first place. On the expense worksheet take the list and divide it into the various categories that you created. Each category on the list should have a monetary value beside the monetary value on the expense worksheet. If the item has a range then you should use the percentage symbol next to the range.

You should also make sure that each category on your list corresponds with its corresponding cost. For instance if you have a category that says kitchen items then you need to include the cost of buying those items. Don’t mix several expense types if you can help it because it can get confusing. Keep it simple and keep it to one or two expense types so that it will be easy to go through and sort through the list.

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The next step is to take the list that you have made and create a separate document for each category on the list. On your expenses worksheet label the appropriate date on which the expense should be recorded. If you are going to be recording the cost of renting your home use Month/Year instead of just Month/Date. Record the cost for the month the activity took place as well as the cost for each category that belongs to the home lease contract. For the lease contract, put in the name of the person who is signing the contract, the lease term, and the property type.

When you are done with your monthly home expenses worksheet it is time to compare your records to the actual expenditures that you have incurred. On your expenses worksheet label the actual expense with the dollar amount written beside it. Use the same type of writing for the cost of each category that you have calculated on your home lease contract.

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There you have it, three quick and easy steps to using your monthly home expenses worksheet. When you want to calculate future expenses it is as easy as creating a worksheet to predict the future costs for the next month. As long as you can remember the names of the categories and their values then you can do this all over again in the future when you want to predict future expenses. Good luck with your financial planning.

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